This is a financial product made by Beijing Sunshine Mutual Trust, a member of Sunshine Insurance Group. Backed by sunshine insurance, the credibility should be no problem. Whether it is good or not depends on the financial management project above. Since sunshine insurance guarantees the payment of principal and interest, nothing else is too important. Think about it, I'm sure I can get the principal and interest, and the income is moderate, about 10%, which is acceptable, as long as I can guarantee to get the principal and interest on time.