Housing provident fund withdrawal refers to the withdrawal of housing provident fund from my account when the paid employees meet the prescribed withdrawal conditions. The withdrawal of individual housing provident fund in Beijing means that employees who have paid housing provident fund can apply for withdrawal of their own housing provident fund when purchasing houses with ownership. To apply for housing provident fund, the following conditions must be met: 1. Workers who pay housing provident fund; 2. The reason for the extraction is the purchase of a house with ownership; Application for withdrawal materials: full name: application for withdrawal of housing provident fund; ID card: original and photocopy of employee ID card; Note: A certificate of entrustment should be provided when extracting; When entrusting others to withdraw housing provident fund (except the withdrawal unit), the power of attorney signed by the client and the identity certificate of the client shall be provided. Savings account number: employee's personal savings account number: housing provident fund withdrawal list: two personal housing provident fund cancellation statements: this material provides the withdrawal process for employees who cancel their accounts. 1. The extractor applies to the employee's unit and provides the required materials. 2. The unit shall issue the Application Form for Extraction of Housing Provident Fund in triplicate after examination and approval according to regulations, and go through the extraction procedures at the management department after affixing the reserved seal. 3. Management personnel will extract the materials and provide the required materials. To meet the extraction conditions, go through the extraction procedures; For those who are not allowed to withdraw after examination, inform the reasons for not allowing withdrawal; For special circumstances can not be answered in time, should consult the director of the management department and the relevant departments of the housing provident fund management center, and give a clear answer to the unit within three days. 4. For those who meet some extraction conditions, the personnel of the management department should input relevant information into the system according to the extraction materials, establish a record sheet for the extraction of housing provident fund for individual employees, and affix the seal of "Housing Provident Fund Extraction has been processed" on the purchase invoice (or purchase receipt). 5. Management personnel enter the housing provident fund withdrawal list and confirm the personal savings account. 6. After the withdrawal is confirmed, the personnel of the management department will print the Application for Withdrawal of Housing Provident Fund and the Withdrawal List of Housing Provident Fund in duplicate. If you cancel the withdrawal, you need to print the cancellation statement of individual housing provident fund account. 7. The Finance Office of the Housing Provident Fund Management Center receives the housing provident fund extraction data reported by the management department and summarizes them according to the bank classification. After verification, transfer funds, and the withdrawal money will be transferred to the designated personal bank savings account within 3 working days. 8. Personal withdrawal: When there is a dispute between individuals and units over the withdrawal of housing provident fund, the management department will coordinate. If the coordination fails, the management department can directly handle the extraction for the employee after the approval of the director of the management department according to the provisions of the Extraction Management Measures, and notify the unit in writing. When an individual employee handles it, he must apply to the management department for the above-mentioned relevant materials, and the extraction process is the same as that of the unit. Withdraw the quota for employees to buy commercial housing, affordable housing, cooperative housing, fund-raising housing, low-rent housing, dangerous houses, standard rented private houses and second-hand houses. Without the use of housing loans, employees and their spouses can withdraw housing provident fund once a year, and the accumulated withdrawal amount shall not exceed the actual housing expenditure; Workers and their spouses who use housing loans, including loans to buy affordable housing and other policy-oriented housing, can withdraw housing provident fund once every quarter, and in other cases, they can withdraw it once a year. The total amount of withdrawal shall not exceed the actual housing expenditure (including loan principal and interest and down payment) of loans to buy owner-occupied housing. In principle, the payment method is to transfer the housing provident fund to the personal bank savings account. Under special circumstances, transfer can be made through the bank account of the company. (With the personal consent of the employees, the unit shall submit a written application, and after the approval of the management department, the unit may handle the withdrawal of the transfer housing provident fund through the bank account of the unit. After the management department has completed the relevant business of housing provident fund withdrawal, the accounting department of the housing provident fund management center will transfer the amount of provident fund withdrawal to the bank account of the unit, and the unit will transfer it to the individual employee. )

Legal objectivity:

Article 25 of the Regulations on the Management of Housing Provident Fund

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.