Not tall. According to the inquiry of Shang Hui Bank official website, the annual interest rate of 3.95% for e-loan in Yin Hui, Shang Hui is low. Shanghui Yinhui refers to Shang Hui Bank Co., Ltd. located in Hefei, Anhui Province, China. It is the first regional joint-stock commercial bank established by the joint reorganization of city commercial banks and city credit cooperatives with the approval of the former China Banking Regulatory Commission.