With the development of the times, more and more people choose to go abroad for further study. Many people choose loans to solve the funding gap when studying abroad. Then, what are the application conditions for studying abroad loans from China Merchants Bank? Here is a brief introduction to the specific situation. The application conditions of China Merchants Bank's study abroad loan are not very harsh, which can be roughly summarized as these five items: 1. The applicant can be an international student himself or a relative of an international student, but he can't be too old and his parents are suitable. 2. The applicant's personal credit must be good, there must be no stain on the central bank's credit information, and there can be bad behavior records in the China Merchants Bank system; 3. Collaterals recognized by China Merchants Bank can be provided, such as real estate, entrusted wealth management products, savings time deposits, national debt, etc.; 4. You can provide the admission notice of the school; 5. The borrower needs to have a certain repayment ability and a strong willingness to repay. It is not difficult to see from the above five items that the application conditions for studying abroad loans of China Merchants Bank are relatively easy to meet. However, to be on the safe side, I suggest you do these three things: 1. Applicants should try to reduce the debt ratio before submitting loan applications; 2. Try to find people who often handle business in China Merchants Bank to apply for loans, and VIP customers of China Merchants Bank will be better; 3, you can prepare more collateral, which is very conducive to the loan review. To sum up, people with good credit and strong repayment ability are more likely to meet the application conditions.