There are three main points to pay attention to when refusing relatives:

1. Have a firm attitude and a soft tone.

Some people like to use circuitous strategies when rejecting others, because they are worried that rejecting others at once will make them unhappy. They often promise first, and then find reasons to refuse.

For example, if a friend calls to invite him to dinner and is afraid of losing face, he agrees first, and then finds a convincing reason to refuse the other party, such as having guests at home temporarily.

This seems to be a good method, but in fact it is very prone to problems. On the one hand, if you use it too many times, others will know that it is your routine, on the other hand, it is easy to break your own back.

2. The reason should be reasonable

The reasons for rejecting others must be reasonable, so that they can be truly understood.

It is worth mentioning that no matter how good a person is, some people will hate him. Although roses have thorns, many people like them. In other words, don't expect everyone to be satisfied with you, which is unrealistic, so refuse what you should refuse, and don't be afraid to offend others. If you refuse with reasonable reasons and the other person is still angry, then such a person is not worth making friends.

3. Appropriate compensation

Giving someone a slap and a piece of candy is actually a good way to deal with interpersonal relationships.

When we refuse others, we should try our best to help them find ways to solve their problems, which is actually appropriate compensation. For example, if someone asks you for help to do something, you refuse him, but if you can give him some constructive suggestions and guidance, you can often make up for the loss of the other person's psychological refusal. The easiest way is not to waste time.

Rejection skills:

1, euphemistic, humorous, easy to refuse. Use tactful and implicit language to refuse skillfully, and do things according to principles. You must never do anything that doesn't conform to your principles. When what others ask of you doesn't conform to your own principles, you need to use euphemistic and humorous words to explain that you can't do it.

2, try the effect under the guise of being frank. Telling the truth is a sign of trust and intimacy with others, but sometimes you can't tell the truth, you can only find an excuse to pretend and then refuse, which makes it easy for the other party to accept.

3. Repeatedly declare and tell, so that things can be restored. When someone tells a story and needs to tell the general process of the story, you can try to analyze it, then transfer the topic to yourself to make a comparison, and then tell yourself repeatedly that you can't do it.

Someone wants you to help him with a loan. How can you refuse?

1, directly reject

Tell a friend directly that the secured loan is too risky to bear. This method hurts feelings, but it is no problem for friends who force you to help guarantee loans.

2. Claimed that he had helped others with mortgage loan.

It can be said that I have helped my relatives borrow money. It has not been paid off, and the bank is not allowed to lend any more.

3. Call yourself insolvent.

In this way, you can say that you don't have a stable job, fixed assets, etc., and you can't meet the requirements of secured loans.

4. It means that the wife is not allowed.

As a senior hen-pecked husband, if you move your wife out of this mountain and say that you won't let her help, I believe your friends will understand.

I have introduced so much about how to refuse to help a friend with a loan. I wonder if these reasons can solve your troubles? Secured loans are too risky. If the guarantor can't repay the loan due, the guarantor needs to bear the repayment responsibility. Providing guarantees for others is risky. Xi Cai Jun doesn't advise everyone to help guarantee the loan.

How to refuse to guarantee loans to others? Four best reasons to refuse a guarantee.

The law teacher of our university once taught us not to vouch for anyone in class under any circumstances. At that time, I was young and didn't understand these social rules. Now I understand the painstaking efforts of teachers to enter the society. Guaranteeing loans to others is really not good except selling them a favor. Then how can I refuse to guarantee a loan to others? Let's first look at the risks of guaranteeing loans to others.

What are the risks of guaranteeing loans to others?

If the guarantor fails to repay the loan due, the guarantor needs to bear the repayment responsibility. Legal measures taken to ensure the realization of creditor's rights. If the guarantor fails to fulfill his promise at that time, the guarantor will perform the corresponding responsibilities on his behalf, so it is risky to provide guarantee for others.

How to refuse to guarantee loans to others?

People are floating in society. Don't say it's not your turn yet. Maybe your friend will come to you tomorrow to help guarantee the loan, so you must look at the following reasons for refusing the guarantee:

1. Helping others to guarantee loans usually requires the guarantor to provide collateral. You can say that your house, car or other valuables have been mortgaged and there is no way to mortgage them.

2. If it is a secured loan that requires proof of work, you can say that your company does not issue a proof of income because your salary is used to guarantee the repayment of the mortgage.

3. More directly, your partner or family strongly disagrees with your guarantee;

4. Ask friends in the bank to help prove that they have no guarantee ability.

The reasons for refusing to make secured loans are just a few reasons why we don't recommend helping people make secured loans. Say no if you can. Generally, people who ask others for help to make secured loans are in urgent need of money. You keep shirking him. There must be another way to borrow money. You can also advise your friends to ask private lending institutions.