Banks will not only consider the borrower's personal credit status, but also pay attention to the borrower's income source and stability when evaluating the mortgage application. For the mortgage application of 6,543,800,000 yuan, the bank will judge whether the bank's running water is qualified according to the following factors:

1. Operation time: generally, the bank operation records of the last 6 months or 12 months are required.

2. Running amount: the average monthly income in the running record should be consistent with the loan amount applied for. Usually, the borrower's monthly income is required to cover the repayment amount in order to repay the loan.

3. Stability of running water: The bank will check whether the borrower's income is stable to avoid large fluctuations or interruptions. Stable income helps to prove that the borrower's financial situation is reliable.

4. Legitimacy of funding sources: The bank will review the borrower's funding sources to ensure that the funds are legal and in compliance with relevant laws and regulations.

Summary:

Banks will comprehensively consider the borrower's personal credit, income sources, stability and other factors when evaluating mortgage applications. Running records need to show the stability of income and sufficient repayment ability to meet the loan requirements of banks.

Extended data:

Banks may also consider other factors when evaluating mortgage applications, such as the borrower's job stability, credit history, liabilities and so on. In addition, different banks may have different requirements for mortgage applications. Please consult relevant banks or professional lending institutions for details.