If you need to inquire about the car loan bank information, you can call ICBC customer service hotline 95588 to transfer to credit card manual service for your verification.
(Answer time: June 30, 2022 10. In case of business changes, please refer to the actual situation. )
Chang 'an Finance Car Loan Customer Service Phone
Changan Finance Car Loan Customer Service Tel: 05 10-88888223. Main information:
China Ordnance Equipment Group Corporation, Chongqing Changan Automobile Co., Ltd., Ordnance Equipment Group Finance Co., Ltd. and Chongqing Yufu Asset Management Group Co., Ltd. jointly set up an innovative automobile finance company with the sales and consumption of the automobile industry chain as the core and providing nationwide, all-brand and all-vehicle services.
Matters needing attention in automobile loan:
1. In the credit review, it should be noted that when considering the borrower's repayment ability, the bank will comprehensively consider the borrower's real estate status, income, occupation, credit record, and even industry and education, so as to judge the borrower's loan qualification. In addition to paying attention to the real estate license, the borrower's occupation and income are all important criteria.
2. The loan documents should be complete. Generally, to apply for a personal car loan from a bank, the borrower needs to prepare identity documents or other valid proof of income sources, income in currencies such as funds and stocks. If a family applies for a personal car loan from a bank, it shall also submit the identity certificate of the borrower's spouse to the bank.
Cheyidai customer service telephone
Honey? You can call the service hotline at 0536-8889942.
Official customer service telephone number of Auto Finance Co., Ltd.: 0536-888-9942.
Founded in August, 20 15, GeniusAutoFinanceCo. Ltd. is headquartered in China (Shanghai) Pilot Free Trade Zone with a registered capital of RMB 4 billion. It is a holding subsidiary of Geely Automobile Holdings Limited (Zhejiang Geely Holding Group Co., Ltd.). Hong Kong listing code: 0 175) is a joint venture company with BNP Paribas Personal Finance (a wholly-owned subsidiary of BNP Paribas), which mainly provides wholesale sales, retail financing and related services to dealers and customers of three major automobile brands (Geely, Link and Volvo).
The company always takes users as the center, takes technology empowerment and product innovation as the core driving force, grasps the pulse of the market, keeps up with the trend, and is committed to becoming an excellent auto finance company in China and providing excellent auto finance solutions for customers. By August 3 1 20265438, the company's business covered nearly 3 10 cities nationwide 1 900 cooperative dealers, serving more than 1.84 million automobile consumers.
Contact information of Chengdu automobile loan
Chengdu Auto Loan Company Tel: 15882385 198. For the contact information of Chengdu car loan, you can go to the offline store for consultation or search in the company's official website, or ask your relatives and friends around you. .
1. The debit and credit bookkeeping method refers to a double-entry bookkeeping method with accounting equation as the bookkeeping principle and debit and credit as the bookkeeping symbol, which reflects the increase and decrease of economic business. With the development of commodity economy, debit and credit bookkeeping method has been widely used. The object of bookkeeping is no longer limited to the relationship between creditor's rights and debts, but expanded to record the increase and decrease of property and materials and calculate operating profits and losses. Under the debit and credit bookkeeping method, the structure of all accounts is left-handed and right-handed, but the nature of credit increase and decrease reflecting the changes of accounting elements is not fixed. For different accounts, the contents registered by the borrower and the borrower are different. The structure of various accounts is as follows.
2. Asset account structure In the asset account, the borrower records the increase of assets and the lender records the decrease of assets. In the same accounting period (year, month), the total amount of debit records is called the current debit amount, and the total amount of credit records is called the current credit amount. At the end of each accounting period, the debit and credit amounts are compared, and the difference is called the ending balance. The ending balance of an asset account is usually a debit. The ending balance of an asset account can be calculated according to the following formula: ending balance (debit) = opening balance Debit amount in the current period-Credit amount in the current period.
3. The structure of liability account and owner's equity account The structure of liability and owner's equity account is just the opposite of that of asset account, and its credit records the increase of liabilities and owner's equity; Debit records the decrease of liabilities and owners' equity, and the ending balance should generally be credit. The ending balance of liability account and owner's equity account can be calculated according to the following formula: ending balance (credit) = opening balance x current credit amount-current debit amount.
4. Structure of cost account The structure of cost account is basically the same as that of asset account. The debit of this account records the increase of expense cost, and the credit of this account records the amount (decrease) transferred from expense cost to offset income account. Because the cost increase recorded by the debit is generally transferred out by the credit, the account usually has no balance. If there is a balance, it is also expressed as a debit balance.
5. Structure of income account The structure of income account is basically the same as that of liability account and owner's equity account. The increase of income is credited to this account, and the transfer (decrease) of income is credited to this account. Since the increase in credited income is generally transferred out by debit, the account usually has no ending balance. If there is a balance, it is also expressed as a credit balance.
6. The bookkeeping rules of debit bookkeeping and credit bookkeeping can be summarized as follows: if there is a loan, there must be a loan, and the loan must be equal.
First, when the debit and credit bookkeeping method is adopted, the debit of one (or more) account and the credit of another (or more) account should be recorded for each economic transaction, that is, "if there is a loan, there must be a loan"; The amount recorded by the debit of the account must be equal to the amount recorded by the credit of the account, that is, "debit and credit must be equal".
Secondly, bookkeeping accounts can be of the same type or different types, but they must be in two bookkeeping directions, and they can neither be borrowed nor lent;
Third, the debit amount must be equal to the credit amount.
Ping An Bank Auto Loan Center Tel
The telephone number is 955 1 1-3.
Ping An Bank is a commercial bank.
Brief introduction of Ping An Bank:
1. Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. and one of the two national joint-stock commercial banks in Chinese mainland/kloc-0. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.
2. China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank.
There are 34 branches in China and representative offices in Hongkong. 20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened.
Extended data
Automobile loan is a kind of consumer loan, which includes free loan (self-help travel loan) and so on.
Refers to the loan issued by the lender to the borrower who applies for car purchase. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.
Mortgage loan for car purchase refers to the loan issued by Easy Loan China United Cooperative Bank to individual borrowers, which is used to buy cars for consumers' own use (used cars and second-hand cars), with their own real estate as collateral.
Second-hand car loan refers to the business that the third party advances the funds for the second sale of the car that is still mortgaged when the owner has no funds to repay in advance or the buyer is unwilling to take the risk of prepayment.
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Ping An Bank Car Loan Customer Service Phone
You can call Ping An Bank hotline 955 1 1-3 to inquire about car loan business, or consult your loan account manager. If you need to consult Ping An Bank, you can click on the link below to select "My"-exclusive customer service or follow Ping An Bank's official WeChat account (pingan_bank) for consultation.