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Newly graduated college students receive a call asking them to cancel their “student loan” accounts. How can they prevent fraud?

Newly graduated college students receive a call asking you to cancel. You have a student loan on a certain platform. Now that you have graduated, you need to cancel this loan account, otherwise various interest rates will be levied. Such scam calls still happen from time to time. The prevention is actually very simple. As long as you don’t believe his rhetoric and reflect on what you have done in the past through your own behavior, you can completely avoid his deception. .

If you think about what you have done before, have you ever used the corresponding software to get a loan? If not, why should you pay attention to him? He said if you have it, do you have it? Of course, this is not the case when using mobile phones. Everyone has a subconscious idea that sensitive information related to loans, payments, etc. will never be disclosed. Maybe you will read some gossip news and things in the entertainment industry. Some funny jokes are normal, but you will not choose a loan easily. You have no such experience yourself, and you cannot believe what he says because you have never used the corresponding platform. You Your personal information is known only to you.

If the other party can name an official name, and it sounds like it is a pretty big company, you can definitely search for the corresponding company online, because the registered legal person of the company can be found on the Internet. Who is it? How much is the registered capital? When was it registered? What is the nature of such a company? If you cannot find this company at all through regular channels, then there is no doubt that he is a fraudster. Usually what he says The so-called normal staff of the company are all fake. If there was a formal company, he would not dare to play like this.

Because if he has a legitimate company and he is doing this kind of fraud, once his behavior is identified, not only will he be affected, but the legal person registered by the company will also be affected. , if it were you, you would not easily register a company, because it involves your personal credibility. If that company is involved in fraud or illegal transfer of property, money laundering, etc., it will be very difficult to deal with the matter. It's troublesome, even if you didn't do it yourself, you will be affected.