The balance in Alipay, a student-origin student loan, can be withdrawn, so I can't buy anything without mentioning it now (I tried). So you can choose not to. If you want to use it, you must first carry out real-name authentication (follow the prompts), then click the balance on the right side of Alipay to withdraw cash, and continue to enter the bank card number and payment password according to the prompts to withdraw cash. . . Just confirm it. It will arrive in about one working day. Then you can take out the cash and do what you want. Welcome to adopt! !