1. Submit a loan application. The borrower submits a loan application to the bank, and after the bank outlet accepts it, it submits a loan application to the housing provident fund management center.

2. Waiting for the approval of the provident fund center. The management center receives the loan application submitted by the bank, and if the information is complete, it will wait for the approval result within 5 working days.

3. Sign a contract with the bank. After the approval of the management center, the borrower signs a contract with the bank.

4. Wait for the bank to issue loans. The borrower first goes through the loan formalities with the bank, and after meeting the loan conditions, the bank will issue the loan within 5 working days.

5. Business completed. The borrower receives the information and the provident fund loan is completed.