Built-in power supply, password generation chip and special hardware of display screen, the dynamic password is automatically updated regularly according to special algorithm. The dynamic password of BOC is updated randomly every 60 seconds, and the password is displayed as 6 digits. Order E of Bank of China is the brand name of Bank of China, which is used for dynamic password card, a security authentication tool.

At present, BOC provides prepayment service. If it is an individual housing loan, the loan contract signed with the individual clearly stipulates the conditions that should be met in advance repayment and whether it is necessary to pay liquidated damages. In case of prepayment, BOC will collect fees according to the contract. The charge standard for prepayment is the loan interest of up to six months.

Handler:

1. Repayment in full in advance: China Bank will go through the formalities of prepayment in full after reviewing relevant materials.

2. If the original loan guarantee method is mortgage+insurance and the mortgage registration has been completed, the borrower who chooses non-mortgage+insurance applies for partial repayment in advance and shortens the loan term: Bank of China instructs the borrower to fill in the relevant agreement, and the signed agreement is sent to the corresponding sub-center by Bank of China.

3. The original loan guarantee method was mortgage+insurance, which is still within the insurance period and has not been registered as mortgage: the borrower can directly apply to the guarantee center for partial repayment in advance to shorten the loan period.

Refer to the above content: Baidu Encyclopedia-Repayment