If there is no debt in the credit card account, you can cancel the card business. If the user no longer uses the credit card, he can cancel the credit card business. Before canceling the card, all bills owed by the credit card should be paid off.

Users can handle the card cancellation business at the counter of bank outlets. After submitting the application, the bank can cancel the card within 45 working days after the approval.

Users can also handle the card cancellation business through online banking or calling customer service, and complete the card cancellation according to the tips of outlets or customer service personnel.

After the card is cancelled, the discarded card should be destroyed in time to avoid information leakage.