Generally speaking, it is impossible to say that Chengdu loans will be paid off without interest in five years and one year. Usually, the car loan will give the borrower a repayment plan and loan interest rate, so early repayment will inevitably involve interest issues. If this kind of interest-free situation occurs, it may be a promotional activity aimed at specific conditions or other additional conditions. Therefore, if you are planning to make a car loan, you'd better study the relevant agreements and tariff rates carefully, and don't blindly believe what others say.