The fundamental difference is: one is debt and the other is equity.

1. Financing business refers to lending trust funds to customers with capital needs, such as real estate companies, industrial and commercial enterprises, etc.; margin trading business refers to securities companies lending funds to customers for them to buy securities or The business of issuing securities for sale. Securities transactions resulting from margin trading and securities lending business are called margin trading and securities lending transactions. Margin trading is divided into two categories: margin trading and securities lending. Customers borrowing funds from securities companies to buy securities are called margin trading, and customers borrowing securities from securities companies to sell securities are securities lending transactions.

2. Investment business refers to investing trust funds in securities market products or equity. Investment banking business is a type of financial institution. According to Investment Banking Online, the business of international investment banks includes: corporate financing, mergers and acquisitions, financial consulting and other services. Investment banking is the main financial intermediary in the capital market. In China, investment banking businesses mainly include: securities underwriting, securities trading, mergers and acquisitions, fund management, project financing, venture capital, credit asset securitization, etc. The fundamental difference is: one is debt and the other is equity.

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Risks of margin trading and securities lending business:

1. Margin trading and securities lending business can help the underlying securities to rise and fall. The securities market has the characteristics of buying more as it rises and selling more as it falls, which is what we often call the phenomenon of chasing the rise and killing the fall. The margin trading and securities lending business introduces credit transactions, and investors can operate through financing or securities lending, which can help the underlying securities rise and fall.

2. The introduction of margin trading business makes securities transactions easier to manipulate. The margin trading and securities lending business has a leverage effect by introducing credit transactions, making it easier for speculative funds to manipulate the market, easily causing huge market fluctuations and harming the interests of investors.

3. Margin and securities lending business may pose certain threats to the stability of the financial system. Margin margin trading is a type of credit transaction, and a margin system is implemented, which intensifies the turbulence of the securities market.