Auto loans with zero down payment refer to auto loans with no down payment for specific models launched by China United Bank, auto finance company and other institutions within a certain activity period, which has the characteristics of high loan amount and no down payment.

Application conditions of zero down payment auto loan

A natural person with full capacity for civil conduct, aged between 18-60 years old, with stable income and strong repayment ability, a local hukou, proof of identity and residence, and proof of real estate or other economic sources.

Application materials for zero down payment auto loan

1. Identity cards and household registration books of both husband and wife; 2. Proof of valid income of both husband and wife; 3. Marriage certificate of both husband and wife, divorce certificate if divorced, and single certificate issued by the civil affairs bureau where the household registration is located if unmarried; 4. Real estate license: ① The original real estate license is required for full purchase; (2) Loan purchase requires purchase contract, loan contract, purchase invoice, loan repayment details, repayment plan and balance certificate.

Characteristics of zero down payment auto loan business

1. Can fulfill the dream of car buyers. 2. Relieve the pressure of car buyers. You can choose a variety of models. 4. During the activity preferential period, the loan is more affordable.

FREQUENTLY ASKED QUESTIONS

1. Do you want to book a car or apply for a zero down payment car loan first? You need to choose a good car model first, and then apply for a car loan in China. If you pass the pre-assessment, and the cooperative organization informs you that your loan has passed, you can go to the car dealership to make a deposit and wait for the car loan to be issued. 2. Will the application for zero down payment car loan be approved? Not necessarily. It also depends on whether you can prepare all the materials needed by banks or auto financing companies and whether they meet the requirements. 3. Can a used car be replaced with a zero down payment loan? It depends on the model and the specific auto financing company. If the conditions match, the evaluation price of the used car can be used as the down payment of the new car, and the rest can be mortgaged, which means that the car buyer can drive back the new car without paying a penny, and the car loan application is relatively easy to pass.