General developers will not refuse a separate provident fund loan. The main reason is that mixed loans are issued slowly, and developers are too troublesome. If the developer refuses to use the provident fund loan alone, the developer is definitely suspected of violating the rules (if the property has been mortgaged, there will be problems in handling the real estate license in the future), and it is even more necessary to complain, because the provident fund audit is strict, and the developer cannot take advantage of the policy.