1. Submit the real estate license (within half a year) 2. Deed tax payment certificate 3. Husband and wife ID card, marriage certificate (provide unmarried certificate) 4. The certificate issued by the police station of the Public Security Bureau that you live in the same household with your parents and children's immediate family members (you must extract the balance sheet of provident fund deposits printed and stamped by the immediate family members of the purchaser).
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2. What information should Hunan Provident Fund face-to-face sign bring?
Identity cards, household registration books and marriage certificates of the borrower and spouse; Temporary residence permit or work residence permit; Bank passbook or bank card used to repay the loan; Certificate of education of the borrower and his spouse; Proof of income, two inquiries about housing provident fund, and three one-inch photos of the borrower and spouse.
Seller: ID card, household registration book and marriage certificate of the seller and his spouse; Housing ownership certificate; A bank savings card or passbook used to collect loans.
Three, Hunan province provident fund loan preparation materials
Yes, you can.
One of the husband and wife can use the provident fund loan, and the other can be added as the same repayment person.
If only one spouse's provident fund is used when buying a house, and the other spouse has also paid the provident fund in the later period, which meets the corresponding conditions of provident fund, then after handling the provident fund loan, the other spouse can be added as the same repayment person and the same repayment person for the provident fund loan.
At that time, both husband and wife can apply to the provident fund center to change the loan information with the original and photocopy of their ID cards and marriage certificates.
Four, Hunan housing provident fund loan conditions
1, application conditions: 1, legal and valid identity; 2. Have full capacity for civil conduct; 3. Have a stable occupation and income, good credit status and the ability to repay the principal and interest of the loan; 4, purchase, construction, renovation, overhaul occupied housing; 5, with the purchase, construction, renovation, overhaul of owner-occupied housing contract or related documents; 6. Provide customer-recognized guarantee; 7. The borrower and his wife have no outstanding housing provident fund loans or housing provident fund policy discount loans; 2. Process details 1. Lenders applying for housing provident fund loans need to submit a written application to the bank, fill in the Application Form for Housing Provident Fund Loans and truthfully provide the following information: (1) Proof of deposit of the applicant's and spouse's housing provident fund; (2) the identity certificate of the applicant and spouse (referring to the valid residence certificate such as resident ID card and household registration book) and the proof of marital status; (3) proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability; (four) the purchase of housing contracts, agreements and other valid documents; (5) List of collateral, pledge, certificate of ownership, certificate of consent of the authorized person to mortgage and pledge, and certificate of collateral valuation issued by relevant departments; (VI) The Provident Fund Center requires a third-party guarantor to provide a guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor * * * sign a tripartite contract. (seven) other information required by the provident fund center. 2. For the loan application with complete information, the bank will accept the review in time and submit it to the provident fund center in time. 3, provident fund center is responsible for the examination and approval of loans, and timely notify the bank of the examination and approval results. 4. The bank shall notify the applicant to handle the loan formalities according to the examination and approval results of the provident fund center. The borrower and his wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other procedures to the provident fund center for review. After the approval of the provident fund center, the entrusted funds will be allocated, and the entrusted bank will issue loans in full and on time according to the loan contract. 5. If the house is secured by mortgage, the borrower shall go through the mortgage registration formalities at the real estate management department where the house is located. If the mortgage contract or agreement is signed by both husband and wife and pledged by securities, the borrower shall hand over the securities to the management department or the joint center for safekeeping.