First, Wuhu housing provident fund query-the importance of personal account balance
1. The balance of Wuhu housing provident fund account is closely related to the loan amount. The loan amount of housing provident fund is calculated according to 10 times of the monthly deposit amount and the applicant's account balance (not exceeding the maximum loan limit). For example, if the monthly deposit amount reaches 800 yuan, the housing provident fund will be paid in full over the specified time, and the maximum loan amount is 200,000 yuan. However, if the housing provident fund has been used (that is, withdrawn) and the account balance after withdrawal is less than 20,000 yuan, then the loan can only be made according to 10 times of the account balance. Therefore, friends who plan to buy a house in Wuhu should pay attention. If they need housing provident fund loans now or in the future, they should consider leaving a certain balance when withdrawing the provident fund.
2. Wuhu's current policy is to identify new employees based on whether they have used the provident fund (that is, have withdrawn the provident fund). If you have not used the provident fund, you can use the maximum loan amount corresponding to the monthly deposit. If you have used the provident fund, you can borrow 10 times the account balance, but not more than the maximum loan amount.
Two, Wuhu housing provident fund query method:
1, go directly to the website://218.22.66.214: 8088/search _ wh.aspx.
After logging in, the above interface will appear. Users can log in with personal bank users or choose their own ID numbers. Please refer to the specific instructions in the login interface for login details.
2. Log in to Wuhu Housing Provident Fund official website for enquiry: //gjj.wh.cn/
After opening the page, look it up on the left and click "Personal Provident Fund Inquiry" to inquire about personal housing provident fund. The specific operation is the same as above.
3. SMS query:
(1) Inquire about the deposit of provident fund.
Edit SMS with local mobile phone: gjj# ID number # password is sent to 1065752967 10, and the initial password is: 1 1 165438, and the user then receives a reply message.
(2) Modify the password of the provident fund deposit account.
Edit SMS with local mobile phone: mm# ID number # New password is sent to 1065752967 10, and the new password must be 6 digits. The user will then receive a confirmation message.
(3) Inquire about the loan and repayment.
Edit SMS with local mobile phone: dk# ID number # password is sent to 1065752967 10, and the user then receives a reply SMS.
Tips: At present, the SMS platform can only send and receive SMS by mobile phone in China Mobile, and then it can receive reply SMS. The SMS message sent by the editor must not contain other characters except the required characters and numbers. Messages sent by users voluntarily are free of charge by the Municipal Housing Provident Fund Management Center, and ordinary messages are charged by mobile companies (0. 1 yuan each), while passive messages are free of charge by mobile phone users.
4. Call Wuhu Housing Provident Fund Center for enquiry:
Wuhu City Provident Fund Service Supervision Tel: 0553-3883937
Wuhu deposit service consultation telephone: 0553-386465983967
Wuhu loan service consultation telephone: 0553-3883953
Wuhu Extraction Consulting Service Tel: 0553-3883952
5. Go directly to Wuhu Housing Provident Fund Management Center for consultation:
Wuhu Housing Provident Fund Management Center Address: No.34 Juzhian, Shanger Street, Wuhu City, Anhui Province
Three, Wuhu housing provident fund extraction
Extraction conditions of Wuhu provident fund housing
1, purchase of commercial housing
2. Buy a second-hand house and withdraw the provident fund.
3, housing demolition and resettlement needs to make up the difference between extraction.
4, overhaul occupied housing extraction
5. Repaying individual housing loans
6. The rent exceeds 30% of the family income.
Wuhu provident fund withdrawal process
1. If you are at work, you can apply to the unit for withdrawal of housing provident fund with the receipt. If the unit will verify the certificate, it will issue a valid certificate for withdrawing the provident fund;
2. Then apply to the provident fund management department for withdrawal with the original and photocopy of the certificate and the provident fund withdrawal certificate issued by the unit.
3. The provident fund management department will generally make a decision on whether to approve the withdrawal within 3 days from the date of accepting the application, and notify the applicant. If the withdrawal is not approved, the provident fund management department will also inform the applicant of the reasons for not allowing the withdrawal.
4. If it is approved for withdrawal, the employee can go through the withdrawal formalities at the undertaking bank with the ID card and the provident fund withdrawal certificate approved by the provident fund management department, and the bank will transfer the money into the designated account (generally within 3 days).
Wuhu provident fund to buy first-hand housing extraction materials
1, ID card
2, "housing provident fund withdrawal application"
3, not less than 30% of the purchase settlement tax invoice.
4, the real estate management department for the record registration of the "commercial housing sales contract"
5. The initial registration certificate of the house or the ownership certificate of the house (if the house purchased is a commercial house auction, a notice of filing shall be provided).