Tomson's ten million luxury products are put on the shelves at a discount of 75%. The complicated procedures required to buy a luxury house are as follows: First, the tax paid when buying a luxury house will be higher.
Generally, the deed tax will be collected according to the area of the house. Under normal circumstances, the house smaller than 9 square meters only needs to pay the deed tax at 1% of the transaction price, and if the house purchased by the buyer is not his only residence, that is to say, there is a deed tax. For hundreds of millions of luxury homes, the deed tax of 3% is quite high.
if the area of the house is below 144 square meters, but above 9 square meters, the deed tax paid by such a house will be charged according to 1.5%, while the house with an area of more than 144 square meters will be larger than this standard, so the deed tax to be paid is 3% of the transaction price, which is the same as the standard paid by not only houses.
In addition, stamp duty is required. Ordinary houses can be exempted, but luxury houses can't. It should be charged at .5% of the transaction price. In addition, when buying a luxury house, a land value-added tax may be designed, and the ratio of 1% is not too low. Moreover, if it is not the first-hand purchase of luxury houses, but the transaction of second-hand houses, it will also involve business tax and personal income tax. Just a tax issue is already quite complicated. Second: capital verification is required when buying a luxury house
When buying an ordinary house, the real estate agent does not need to verify capital. For example, the price of this house is one million, and the down payment needs 3, yuan. No matter whether the other party is a loan or a loan, the real estate agent will accept it. Nor will it verify the buyer's assets. In a word, as long as someone wants to buy a house and can give a down payment, then they can make a deal.
but not when buying a luxury house. because the transaction amount is relatively large, some real estate developers will check the capital of the buyer, which is similar to the fact that there will be a registered capital when registering a company. This figure is written by the company at will after the capital verification is not carried out, and it doesn't matter if it is written as 1 million. But now buying a luxury house requires capital verification, which means that you have written 1 million yuan, so there must be at least 1 million yuan in your account.
The real estate agent is also trying to make sure that the buyer can afford this house, so as to avoid occupying the quota and affecting the transaction of the house. Moreover, the down payment ratio of luxury houses will generally be higher, so people who generally have no strength to buy luxury houses still dissuade them.