1, related to insurance. Holding a local account, the pension is included in the old-age insurance system; Holding a residence permit and endowment insurance is not included in the endowment insurance system.
You can't get a pension locally.
2. Unemployment protection. Local hukou holders can register for unemployment benefits after they lose their jobs; Holders of residence permits do not have unemployment problems.
3. Housing security. Account holders can apply for provident fund loans; Holders of residence permits cannot apply for provident fund loans.
4. Social security. You can apply for a social security card with an account; Holders of residence permits cannot apply. Holding an account allows children to enter school nearby according to regulations; Children with residence permits can enter school with restrictions.