Buy a house in your hometown, and the housing provident fund can borrow money from different places to buy a house. Provident fund loans can buy a house in other places. The application for provident fund loans in different places pointed out that employees can apply for provident fund loans after six months of continuous deposit, and the provident fund will realize mutual recognition in different places. The off-site provident fund loans mainly include employees who have paid the housing provident fund in full for more than 6 months (inclusive), and can apply for individual housing loans for housing provident fund. The loan target is the paid employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. The definition of housing accumulation fund includes the following five aspects: (1) Housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas. (2) Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents and retired workers do not implement the housing provident fund system. (3) The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit. (4) The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid continuously in accordance with the regulations during their employment, and shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund. (five) the housing provident fund is the employee's personal housing savings fund, which is specially used for housing consumption expenditure. "Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

2. I am a foreigner, working in other places, and want to buy a house in Jianchang County, Liaoning Province. ...

You need to find a local guarantor and then have a down payment.

First-hand housing mortgage loan application conditions (1) have legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status;

(2) Having a good credit record and willingness to repay;

(three) a stable source of income and the ability to repay the principal and interest of the loan in full and on time;

(4) the contract or letter of intent for the sale (pre-sale) of purchased houses and commercial houses;

(5) Being able to pay the down payment of the purchased house;

(6) Opening a personal settlement account in a bank;

(7) Effective guarantee recognized by the lender;

If you need a loan, recommend the consulting loan service of Easy Loan China-you only need to submit an application online, and Easy Loan China Easy Loan China will review it for you as soon as possible to solve your problem-you only need to fill in your loan demand and your information (you don't need to fill in personal identity information and other privacy), and the financial planner of Easy Loan China will analyze your loan demand and information, then choose a bank suitable for you and get in touch with you at your residence. In this process, you have the right.

In view of your personal situation, this kind of loan is especially recommended here. You can try-

Fast loan application channel, with a quota of 0.5-50,000 yuan:

/QuickLoan/index.jsp？ dashi=gp327998627

Easy Loan China is a network platform for online loan application. Cooperate with more than 20 banks/microfinance companies nationwide, including Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Shanghai Pudong Development Bank. And accept online loan applications from all over the country.

E-loan China loan application process: online application-E-loan China financing consultant contacts the applicant and verifies-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Generally, the application time for personal loans is 1 to 2 weeks, and the application time for corporate loans is 2 weeks 1 month! Save time for lenders to run to major banks and reduce costs outside loans!

Easy Loan China Easy Loan China has many kinds of loans, among which personal credit loans and housing loans are free of service charges nationwide, and other types of loans will charge 2%-3% service charges. This is the lowest service fee among peers, which saves the lender's fee other than the loan, and solemnly promises that the task fee will never be charged before the loan is obtained!

3. I want to buy a second house with the mortgage of the first house, but how to do it?

Mortgage loan refers to the loan that mortgages the purchased house to the bank after the down payment.

I want to buy a second suite, which is mortgaged to the bank.

If the down payment is not enough to buy a second suite, you can mortgage a working capital loan to any bank that has paid off the loan and obtained the house. The maximum loan amount is generally 50%-60% of the total house price.