It is basically the same for any bank to get a cost-effective loan. The loan interest rates are basically the same. For example, loans from Industrial and Commercial Bank of China, China Construction Bank and Agricultural Bank should be convenient and the interest rate is stable. The procedures of commercial banks are very complicated. You can only think about whether the loan term is to be repaid in monthly installments or to repay the principal in one lump sum and pay interest on a monthly basis. It's your choice.

I plan to borrow 50,000 yuan. Which bank's loan interest is relatively low?

If there is a certificate of deposit as a pledge, the interest rate of all banks is the same. If you find a staff guarantee, it should be cheap for ABC, and the benchmark interest rate will rise by 50% and 9.84% a year.

Third, the personal loan is 50,000 yuan for one year. Which bank is cost-effective? How much do I have to pay back every month?

At present, the benchmark interest rate of one-year loans is 5.3 1%, and banks usually raise 30% on the basis of the benchmark interest rate, that is, the annual interest rate is 6.903%.

If you repay the loan, you usually only need to pay the interest around 300 yuan every month, and then repay the principal in one lump sum when the loan expires.

4. What bank is suitable for lending 50,000 yuan?

If you buy a property or land with property rights, you can use the title certificate to make a mortgage loan, and you can apply for a loan no matter which bank you go to. However, if the housing base you want to buy is rural land, then the bank will not lend you money. Super Broker Network will answer your questions about renting a house in Chengdu.