The process of buying a car by installment:

1, you must have a stable job, if not, you must have a spouse as a co-applicant. If your job can't be guaranteed; Please provide proof of income if your spouse has a job.

2. Do you have any local real estate? If you provide a local real estate license. Provide your driver's license; (marriage certificate), household registration book and ID card

3. All the above conditions are met. Go to the 4s shop to buy your favorite vehicle, pay the down payment to the 4s shop to get the invoice, prepare your copy of ID card and household registration book, and issue your own income certificate according to the requirements of the bank. If the format does not meet the requirements of the bank, the certificate will be invalid.

4. If it is abroad, you can take the local real estate as collateral. Looking for a guarantor, it is best for the guarantor to be a civil servant or a person with higher income. It is also necessary to issue a personal income certificate. You also need guarantors from both sides, preferably with your own relatives and a fixed occupation. Actively cooperate with the first investigation, or telephone inquiry.

5. Bring the agreement, go to the bank lobby to apply for installment loans and apply for a mortgage passbook.

6. After the bank is approved, you will be notified by phone to pick up the car at the 4s shop; After receiving the car, you need to pay the purchase tax to the transportation bureau, and then you need to list it. Get the insurance card of the insurance company before listing.

7. Then go to the bank to show your driving license and photos of insurance evidence, and get the notice of car release.

8. Get the notice and go to the 4s shop. It was the car that issued the notice. Now this car belongs to you.