Conditions for the Agricultural Bank to borrow money to buy a house:
1. The borrower's valid ID card and household registration book;
2, proof of marital status, unmarried need to provide proof of unmarried, divorced need to issue a divorce certificate;
3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;
4. The borrower's income certificate for half a year;
5. Real estate title certificate;
6. Guarantor (ID card, household registration book, etc.). Is required).
To apply for a housing loan from Agricultural Bank of China, the following conditions shall be met:
1, with legal identification;
2, a stable economic income, good credit, the ability to repay the loan principal and interest;
3. There are legal and effective purchase and overhaul contracts and agreements and other supporting documents required by the loan bank;
4. Have self-raised funds of more than 20% of the total price of the purchased (overhauled) house, and guarantee to pay the down payment of the purchased (overhauled) house.