Stealing others' identity loans. Stealing someone else's identity is stealing a loan. Article 175 of the Criminal Law stipulates that "whoever obtains loans, bill acceptance, letters of credit, guarantees, etc., defrauds the funds of banks or other financial institutions, causing heavy losses to banks or other financial institutions or other serious circumstances, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or shall only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.