It is common to buy a house by loan, and many people will choose the combination loan method, that is, provident fund loan+commercial loan. Later, I wanted to convert some commercial loans into provident fund loans.

The so-called "business-to-public" refers to the conversion of commercial loans to provident fund loans, with the aim of saving loan interest expenses. The application conditions for the transfer business are also complicated, which makes many people busy for a long time and finally fails, thinking that the transfer business is a pit.

Generally speaking, the way of transferring business to public service is basically the same as the conditions for applying for provident fund loans.