How to get a loan with an ID card

An ID card is a document that every citizen in China needs, and anyone will use it to prove that he is a legal citizen. However, according to state regulations, only teenagers who have reached the age of 18 will have an ID card. In daily life, people need an ID card for some legal activities, and some people also use it to get a loan. So how to get a loan with an ID card? Next, let's take a look with Xiaobian!

How to get a loan with an ID card

There are two kinds of formal ID cards:

1. Credit loan

Some personal ID cards do not have any mortgage credit loan in essence, so using an ID card loan makes the ID card a necessary condition. At the same time, the applicant needs to provide a series of materials such as work certificate, residence certificate and income certificate. Loans with ID cards are already common in the market. Bank products include Pudong Development Bank Puyin Point Loan, China Construction Bank Express Loan, ICBC Easy Loan, Ping An Bank New Loan, China Merchants Bank Flash Loan, etc. There is also a loan business that can be conducted from the Internet. The products can support Xiaomi Loan, Alipay Loan, JD.COM Gold Bar, WeChat Micro Loan, etc. Usually, these loan products can be downloaded from the mobile phone, and they can apply directly.

2. secured loans

There are also some personal ID cards that are secured loans. This type of loan materials are relatively few, but the requirements for the guarantor will be higher. You need the guarantor to have a stable income or a fixed occupation, which will be more secure. You also need the identity certificate of the guarantor, and there are qualified guarantors who are willing to guarantee for you, so you can get a loan. This kind of loan can be submitted directly to small loan companies or banks.

xiaobian conclusion: the above content is about how to borrow with an id card. I hope I can help you. I believe that after passing the above contents, you will know more about the details of using ID card loans. If there is demand in the future, you can refer to it.

which formal loan platform can use ID card

The formal platforms that can use ID card for loan are: online business loan, loan loan, micro-loan and small loan.

online merchant bank is an internet bank initiated by Ant Financial as the major shareholder. The repayment period of Alipay online commercial loan is calculated from the loan date, and the repayment date of each month is also the date of the loan date. Users must pay sufficient repayment amount in Alipay for the current month on the repayment date, so as to avoid the bad credit record caused by insufficient balance.

Borrowing money is a pure credit consumer loan product in Alipay. When you enter Alipay, you can find borrowing money by clicking My. After entering Alipay, you can apply to check the borrowing amount according to the page prompts. Whether it can be opened or not is subject to the display on your page. If you successfully obtain the amount, you can choose "Borrow money", enter the loan amount and other information, and then complete the loan. The system will review it to determine whether the loan can be successful.

Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed into a bound bank card. Micro-loan is opened by official invitation system, and invited users can see micro-loan borrowing in the financial management column of WeChat payment/service or QQ wallet of mobile phone. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and whether you can become an invited user afterwards depends on your page display. If you can see the micro-loan, you can try to apply for opening and checking the quota. The system will give you the specific quota and interest rate according to your personal comprehensive situation, and manual intervention is impossible.

Duxiaoman Youhuahua is a credit service brand under Duxiaoman, which has launched different loan products. In addition to individual consumers, small and micro business owners can also take the initiative to apply for a loan with Youhuahua on Duxiaoman APP. Non-school students aged between 18 and 55 can try to apply for money, and you need to provide your original valid second-generation ID card and your debit card during the application process. You need to apply for a credit line first, and then apply for a loan. The system will review it separately. After the credit line application is approved, you can get the credit line, interest rate and other information, depending on the page where you have money to spend.

which software can I borrow with my ID card?

software that can borrow money as long as the ID card is used, and the platform for borrowing money with the ID card:

1. Doudou Money

Doudou Money is a small loan product under Weixin Technology. Users want to apply for a loan on Doudou Money, and only need to fill in their personal basic information and mobile phone number when filling in the information. Of course, it is also necessary to authorize the "inquiry book of credit report". At present, the maximum loan amount that Doudou Money can provide to users is 5, yuan, and the minimum annual interest rate is 13%.

2. Travel in advance

Travel in advance is a small loan product of Firefly Co., Ltd. At present, the loan application materials that users need to fill in include ID card, mobile phone number, address book authorization, sesame credit and so on. At present, the maximum loan amount supported by advance travel is 2, yuan, and the longest loan period is 12 months.

3. Anyihua

Anyihua is a small loan product owned by Immediate Consumer Finance Co., Ltd., with a minimum loan from 1 yuan and a maximum loan amount of 2, yuan. Applicants who borrow money from leisure flowers must be at least 18 years old, have a stable job and a filial piety, and have a good credit record. Ease can complete the loan in 1 minute at the earliest.

If there is demand, we recommend you to use Money Flower. Money Flower is a credit service brand under Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 218), and the big brands are trustworthy with low interest rates. If you have money to spend, it is easy to borrow. The maximum loan amount is 2,, and the daily interest rate is as low as .2%.

It has the characteristics of simple application, low interest rate, quick loan, flexible loan and repayment, transparent interest rate and strong security.

I'd like to share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have the money, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully!

A platform where you can borrow money with your ID card

A platform where you can borrow money with your ID card:

First, you can spend money: You can spend money as a credit service product under Baidu, which has always enjoyed a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 2, yuan, and 1, yuan is borrowed from 1.1 yuan with one-year average daily interest. The better the credit, the lower the interest rate.

second, borrowing money: borrowing money is a pure credit loan product launched by AliPay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users, ordinary users can only apply for opening if their sesame score is above 6. According to the sesame score, the loan amount is 1,-3,, the minimum daily interest rate is .2%, and the loan period is 12 periods. It has always been a conscientious loan platform.

3. Return: Shanghai Shuhe Information Technology was established in 215, and returned its products in 216. The major shareholder is Focus Media listed company (stock code: 227), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.

4. Micro-loan: the first Internet bank under the banner of Weizhong Bank Tencent, whose products include micro-loan and micro-car loan, and are committed to providing fast financial services for small businesses and individual consumer groups.

v. Paipai Loan: Paipai Loan was established in 27 as a p2p financial platform listed on new york Stock Exchange. Auction loan products are mainly divided into bulk bid and rainbow bid. At present, we provide users with credit loans with a maximum loan amount of 2,, and the monthly loan interest rate is about 1%. Users can choose appropriate loan products according to their own needs.

What are the softwares for using ID card to borrow money?

Now there are many loans on the market that are very convenient, just need identity information and other certifications. Today, I will introduce a few to you and see if they are suitable.

1. 36 Anxin IOU

36 IOU is a 36 financial unsecured pure credit ID card loan platform, which evaluates customers' credit based on 36 big data and provides cash loans on this basis. The maximum loan amount is 2w, and the maximum repayment period is one year.

Second, Baidu has money to spend

Money to spend is a credit service product owned by Baidu, which has always enjoyed a good reputation, and the loan speed is relatively fast, which can meet the daily loan demand and is very convenient to borrow. Application conditions: Baidu registered users between the ages of 18 and 55; Stable work and good credit will make it easier to pass the examination.

third, Ping An I Loan

Ping An I Loan is one of the most popular mobile phone credit loans. Every day, countless people apply for this product, and they can get a loan without mortgage guarantee, as long as they submit simple certification materials. The fastest time is 3 minutes. As long as there is a quota, the results can be reviewed immediately after submitting the application, and there are few return calls. In order to avoid missing the review, it is recommended to keep the mobile phone open.

Fourth, Xinyi Loan Micro-loan

Xinyi Loan Micro-loan is a product of Bank of China Consumer Finance, which mainly provides office workers with micro-credit loans with simple application, quick payment and ultra-low threshold, and quickly solves the problem of personal funds. Don't be overdue, just provide identity authentication, real-name mobile phone authentication, contact person, bank information, residence information, work information, face recognition, personal basic information, etc.

Let's stop here for the introduction of ID card loan.