The loan covers one year, and the benchmark interest rate for commercial loans is 4.35%.

2. The loan term is one to five years, including five years, and the benchmark interest rate for commercial loans is 4.75%.

3. The benchmark interest rate for commercial loans over five years is 4.90%.

Chongqing 20 19 provident fund loan interest rate

Hello, the interest rate of 20 19 Chongqing provident fund loan is as follows:

1, commercial loan: the benchmark interest rate is 3.25%, and the floating ratio is 0.7%-1.3%;

2. Provident fund loan: the benchmark interest rate is 3.25%, and the floating ratio is 0.7%-1.1%;

3. Portfolio loan: the benchmark interest rate is 3.25%, and the floating ratio is 0.7%-1.3%;

4. Portfolio loan: the benchmark interest rate is 3.25%, and the floating ratio is 0.7%- 1. 1%.

In addition, the minimum down payment ratio of Chongqing provident fund loans is 30% and the maximum is 90%. The longest loan period is 30 years, and the minimum loan amount is 50,000 yuan.

Chongqing stock mortgage loan interest rate

The interest rate of Chongqing stock mortgage loan is 4. 1%. At present, the first interest rate of Chongqing mainstream housing commercial loans is 4. 1%, and the second mortgage interest rate is 5.9% (the first loan is not settled). If the first loan is settled, it shall be implemented according to the first interest rate, namely 4. 1%.

What is the mortgage interest rate of Chongqing Chengdu Bank in 2022?

4.38%。 The mortgage interest rate of Chongqing Chengdu Bank is set by the bank, and the standard set by the bank in 2022 is 4.38%. Chongqing, referred to as "Chongqing", is also known as the mountain city. It is one of the important national central cities approved by People's Republic of China (PRC) as a provincial administrative region, municipality directly under the Central Government, national central city, megacity and the State Council.

Chongqing automobile mortgage interest rate

The interest rate in automobile mortgage is 4.35%.

Chongqing's car loan interest rate has risen on the basis of the central bank's benchmark interest rate for commercial loans. The benchmark interest rates of commercial loans of the central bank are as follows: annual interest rate within one year: 4.35%, annual interest rate from one to five years: 4.75%, and annual interest rate over five years: 4.90%. The interest in automobile mortgage is related to the loan amount, loan interest rate and loan term. The calculation method of loan interest is: loan interest = annual interest rate of loan principal and loan term. For example, the loan amount is 70,000 yuan, the loan term is 5 years, the annual interest rate is 4.75%, and the loan interest is 700,004.75% 5 =16625 yuan.

Automobile mortgage refers to a loan obtained from a financial institution or an automobile consumption loan company with a borrower's or a third party's car or a self-purchased car as collateral. Car mortgage business is divided into two types: car deposit and car-free deposit. The interest rate of automobile deposit mortgage loan is lower than that of non-automobile deposit mortgage loan. Automobile mortgage doesn't need a deposit. Banks generally have requirements for vehicle age, mileage and vehicle valuation. Loan instruments.

What is the interest rate of the first home loan in Chongqing?

The soaring housing prices in Chongqing have put a lot of pressure on those who just need to buy a house. Everyone wants to buy a house they like, but they find it too difficult to buy a house in full. Buying a house by loan is an easy way to buy a house, and they can enjoy many preferential policies when buying the first home loan. Next, Bian Xiao will introduce the interest rate of the first home loan in Chongqing.

What is the interest rate of the first home loan in Chongqing?

The interest rate of the first suite is generally between the benchmark interest rate and the 15% discount. The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 Due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 1. 1 times or 1.05 times of the benchmark interest rate. Since 20 12, most banks have adjusted the interest rate of the first home loan to the benchmark interest rate.

How to define the first suite in Chongqing

1, Chongqing bought a suite with a loan, the commercial loan has been settled, and then the loan is used to buy a house-the first set is counted.

2. Chongqing bought a suite with a loan and later sold it. Real estate can't be found through the housing registration system, but you can find the loan record in the bank credit information system, and then borrow money to buy a house-the first set of calculations.

3, Chongqing bought a suite in full, and borrowed money to buy a house-the first set.

4. Chongqing bought a suite in full and sold it later. The house registration system can't find the property, and then borrow money to buy a house-the first set.

5. There are two commercial loan records in Chongqing's personal name, all of which have been paid off and sold, and two sets of house sales certificates can be provided at the same time. In this case, when refinancing, the first set will count.

Bian Xiao's conclusion: The above content is about the interest rate of Chongqing's first home loan. I hope I can help you. I believe that after reading the above, what is your interest rate for the first home loan in Chongqing? If you have more knowledge, you can also refer to it in the future.

So much for the introduction of commercial loan interest rates in Chongqing.