The maximum amount of Dalian husband and wife provident fund loan is 700,000. Provident fund loan process: 1, application. The borrower shall submit a written application for housing provident fund loan to the housing provident fund management center, and truthfully fill in the housing provident fund loan application form and related materials, such as: personal identity card, borrower's marriage certificate, income certificate of the applicant and spouse, original legal purchase contract, stamp of the applicant and spouse, etc. 2. First instance. The housing provident fund management center conducts a preliminary examination of the applicant's materials, including the applicant's qualifications, loan amount, term, etc. After passing the preliminary examination, the management center issued the Notice of Collateral Review and Evaluation; 3. evaluation. After receiving the notice of mortgage review and evaluation, the applicant will take the notice to the designated evaluation institution to evaluate the value of the house to be purchased. If it is affordable housing, there is no need to evaluate it; 4. review. After the applicant gets the appraisal report issued by the appraisal institution, he will go to the provident fund management center for examination and payment with the appraisal report and preliminary examination materials. If it passes the examination, the management center will issue the Notice of Investigation on the Entrusted Loan Guaranteed by the Housing Provident Fund Management Center. Legal basis: Regulations on the Management of Housing Provident Fund Article 5 The housing provident fund shall be used for employees to purchase, build, renovate or overhaul their own houses, and no unit or individual may use it for other purposes. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Second, the maximum amount of Dalian husband and wife provident fund loans

Dalian husband and wife provident fund loan is the highest.

Provident fund loan process:

1, application. The borrower shall submit a written application for housing loan, and truthfully fill in the personal identity card of housing provident fund loan, the borrower's marriage certificate, the income certificate of the applicant and spouse, the original legal purchase contract, the seal of the applicant and spouse and other materials. ;

2. First instance. The housing provident fund management center conducts a preliminary examination of the applicant's materials and reviews the amount and duration of funds. After passing the preliminary examination, the management center issues the Notice of Collateral Review and Evaluation;

3. evaluation. After receiving the notice, the applicant will take the notice to his finger to evaluate the value and whether it is economical and applicable.

4. review. After the applicant gets the appraisal report issued by the appraisal institution, he will go to the provident fund management center for examination and payment with the appraisal report and preliminary examination materials. If it passes the examination, the management center will issue the Notice of Investigation on the Entrusted Loan Guaranteed by the Housing Provident Fund Management Center.

Legal basis: "

Housing provident fund should be used for employees to purchase, build, renovate and overhaul their own houses.

Article 26

Workers who have paid housing provident fund apply for housing provident fund loans to the housing provident fund management center after purchasing, building and turnover. The housing provident fund management center shall make and notify the applicant within 05 days from the date of accepting the application; If loans are issued, the risk of entrusting bank loans shall be borne by the housing enterprises.

3. How much can Dalian Provident Fund borrow?

Hello, the maximum loan amount of Dalian Provident Fund is as follows:

If the borrower only uses its own provident fund to apply for a loan, the maximum loan amount is 400,000 yuan;

If the borrower and his spouse's provident fund are used at the same time to apply for housing loans, the maximum loan amount is 600,000 yuan;

If the borrower only uses its own provident fund to apply for a loan, and I normally pay the supplementary housing provident fund when applying for a loan, the maximum loan amount is 500,000 yuan;

If the borrower and his spouse's provident fund are used at the same time to apply for housing loans, and the borrower or his spouse pays the supplementary housing provident fund normally when applying for loans, the maximum loan amount is 700,000 yuan.

4. The maximum loan amount of Dalian Provident Fund is 450,000 for individuals and 700,000 for couples.

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