Face-to-face mortgage signing is not the result on the spot. According to the official website information of the query bank, in the process of face-to-face mortgage signing, the loan specialist will also verify and confirm the applicant's personal information and loan application to further determine the feasibility and reliability of the loan. Banks or other financial institutions will send the loan application results to the applicants within a certain period of time after the face-to-face signing, which will take several days or weeks. Applying for a mortgage requires the applicant to make full preparations in advance, and it takes some patience and waiting time to wait for the audit results.