Spread out completely
Annual interest? Are you sure you're right? Banks are either stupid or liars! The annual interest rate of saving money exceeds 1 min! Give you a loan of 3.4 Li! You're rich!
In February, March and April, which industries need more loans?
In March and April, there was more demand for loans from businesses and small and micro enterprises.
At present, the commerce and trade industry and small and micro enterprises have the greatest demand for loans, and the economic gap is large, so they urgently need funds to fill the needs of enterprises.
1, in line with the national industry, industry policy, does not belong to high pollution,
2. The reputation of enterprises in commercial banks
3. Having a business license approved and registered by the administrative department for industry and commerce, and passing the annual inspection;
4. It has the necessary organizational structure, business management system and financial management system, and has a fixed foundation and a legitimate business place.
5. Have the ability to perform contracts and repay debts, have a good willingness to repay, have no bad credit record, and credit asset risks are classified as normal or non-financial factors.
6. The operator or actual controller has more than 3 years of working experience, good quality and no bad personal credit record;
7. The operation of the enterprise is stable, the establishment period is more than 2 years in principle, and there are at least one or more financial reports for one fiscal year. The sales revenue has increased for two consecutive years, and the gross profit is.
Positive value;
8, in line with the establishment of small business related industry credit policy;
9. Abide by national financial regulations and policies and relevant bank regulations;
10. Open a basic settlement account or a general settlement account with the applicant bank.
3. What does it mean to buy a car and get a 3-4-3 installment loan? What is a 3-4-3 loan?
30% in advance
Interim payment 40%
Pay 30% after acceptance.