Current location - Loan Platform Complete Network - Loan intermediary - I heard that college graduates can apply for interest-free business loans now, so where can I apply? ...
I heard that college graduates can apply for interest-free business loans now, so where can I apply? ...
I heard that college graduates can apply for interest-free business loans now. Where can I apply? need ...

The complete handbook policy for college students' entrepreneurship pays attention to the preferential policies for college students' entrepreneurship. In recent years, in order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. According to the relevant regulations of the state and the Shanghai Municipal Government, the fresh college graduates in Shanghai can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantee and partial tax reduction and exemption, including: ■ Self-employed college graduates (including junior college students, undergraduates and graduate students) are exempted from paying self-employment registration fee, self-employment management fee and economic contract demonstration text fee within 1 year. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years. ■ College students who start their own businesses can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount. ■ Shanghai has set up a special entrepreneurship education and training center for recent college graduates to provide free project risk assessment and guidance for college students to help them better grasp market opportunities.

Second, what are the conditions for college students to apply for interest-free loans?

1. The application must be at least 18 years old, hold valid identity documents and have a fixed residence; 2. The applicant must be a college student or a college graduate who graduated less than two years ago, with a college degree or above; 3. Before starting a business, the applicant needs to have its own funds to support entrepreneurial activities; 4. Before applying for a loan, the applicant must obtain an industrial and commercial business license in advance, and the project will operate normally for at least half a year; 5. Applicants need to provide certain guarantees, such as a third-party person or institution with repayment ability; 6. The use of loans must comply with laws and regulations and relevant assistance policies; 7. Open a repayment account in a loan bank and accept bank supervision. College students' entrepreneurship loan is an unsecured and unsecured credit loan for college students (undergraduates, postgraduates, doctoral students, etc.). ) issued by banks and other fund issuers. In order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. Reduce various expenses. Except for industries restricted by the state, the industrial and commercial departments shall exempt their individual industrial and commercial households from registration fees (including registration, change registration and license renewal fees), individual industrial and commercial households management fees and various license fees within 1 year from the date of approval of their operation. Those who join private associations are exempt from 1 year membership fee. College graduates apply for high-tech enterprises (including limited liability companies), with a minimum registered capital of 65,438+10,000 yuan. If the funds are really difficult, they are allowed to be put in place by stages; The application name can be approved as "high technology", "new technology" and "high technology". College graduates engaged in community service and other activities will be exempted from industrial and commercial registration and various industrial and commercial management fees within 1 year after being reported by the neighborhood committee to the local administrative department for industry and commerce for the record. Accept. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination; Review. The personnel bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the object of applying for commercial loan discount according to factors such as industry orientation, enterprise scale, employment number, registered capital, profits and taxes, and verify the discount amount; Publicity. After examination, the commercial loan discount object and discount amount shall be publicized by the Personnel Bureau and the applicant's unit or community, and the publicity period shall be 5 working days.

3. What should I do if a college student in Guizhou borrows 200,000 yuan, free of interest and business fees?

Is there such a policy? I really want to get this money to start a business!

4. What are the interest-free conditions for 200,000 college students' entrepreneurial loans?

In order to encourage college students to start businesses, some banks can apply for 200,000 interest-free loans for college students to start businesses. Applicants need to meet the following conditions:

1.35 years old;

2. Graduation is no more than 2 years;

3. Get a college degree or above;

4. Have a certain ability to operate funds, such as having business licenses, tax registration certificates and other basic materials of enterprises;

5. Have legal information to prove your identity, such as an ID card.