2- Husband and wife's application for repayment with the same loan belongs to the repayment entrusted by the provident fund, which means that the borrower of the provident fund loan and his spouse authorize the housing provident fund management center to deduct their housing provident fund deposits once a month or every year by signing the Power of Attorney for Entrusted Deduction of Housing Provident Fund Loans to directly repay the provident fund loans.

That is, when the borrower changes from unmarried to married or remarried, the spouse's provident fund deposit can be used to repay the provident fund loan. Before handling entrusted deduction to repay the loan, the borrower and spouse should bring their ID cards and copies to the provident fund center to change the loan information. If the borrower cannot handle it in person, it shall issue a written authorization for the spouse to change the information. After the loan information is changed, the relevant procedures shall be handled according to the entrusted deduction repayment process.

3- Regulations on the Administration of Housing Provident Fund

Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.