Foreigners have been married for five years, but they have a business loan record in other places and have paid it off. Is buying a house in Shanghai the first set?
In your case, it's two sets. Buying a house in Shanghai now is "recognizing the house and recognizing the loan". "Housing" refers to whether there is a house in Shanghai. If you don't have a house, you can buy one; "Loan" refers to whether there are commercial loan records nationwide. If there is, even if it has been paid off, buying a house in Shanghai can be regarded as two sets. The biggest difference between the second set and the first set is that the second set has a down payment of 70% and the first set has a down payment of 3.5%. Secondly, the interest rate of the second set of commercial loans rose by 10% on the basis of the basic interest rate. I hope my answer can help you, thank you.