3. 1%，3.2%。 According to Cai Xi's survey. Com, as of June 5438+February 65438+February 0, 2023, the deposit interest rates of rural banks remained unchanged for three months, six months, 1 year and two-year fixed deposit rates, and the three-year fixed deposit rate was lowered from 3.5% to 3. 1, down by 40 basis points and fixed deposit for five years.