1, the purchase contract is only valid after the bank mortgages. The contract filed by the Housing Authority will tell you that you can get the purchase contract after one week of mortgage. You only need five certificates, and everyone can wait.
2 "Five Certificates" refers to the state-owned land use certificate, construction land planning permit, construction project planning permit, construction project commencement permit and commercial housing sales (pre-sale) permit.
How long does it take to record the purchase contract?
1. After the tenant signs the house purchase contract, the developer will summarize all the house purchase contracts and submit them to the real estate management bureau for filing. If the contract is signed online, it may take 3-5 days to manage it. If it is a paper contract, it depends on the moment when the developer submits it for the record. The seven-day climbing after the general developer submits it can be managed well.
2. If the house is prepared to be mortgaged, the house purchase contract will be submitted to the Real Estate Administration for the record. In the future, all the loan information of this household will be submitted to the mortgage bank, and the loan procedures will be handled after checking it. This process may take 30 days. After the above situation is completed, the tenant will be informed to get the purchase contract in the middle of signing the contract.
3. Another situation is that your loan information is still under review. If the audit fails, the bank will tell the developer to put it on record. After filing, residents can inquire and lend money within 30 days. If you don't lend money after 30 days, you don't have to be too depressed to have a down payment receipt. Wait a while.
4. When paying the house price, buyers must remember to ask the real estate agent for the Notice of Collection and Remittance of Pre-sale Expenses of Commercial Houses. The notice must be divided into four parts and the buyer has three parts. With the help of the three parts, they can pay the house price in the bank where the pre-sale fee is opened, and the real estate agent cannot directly collect the house price from the buyers.
5. Within 30 days after the signing of the house purchase business contract, the buyer can file with the Municipal Real Estate Bureau with his ID card, the third part of the pre-sale fee of commercial housing and the business integration information, and the contract will take effect from the date of filing.