Village banks are formal banks, which are formal, legal and safe after the formal approval of relevant administrative departments. Even if small, village banks are banks and formal financial institutions supervised by CBRC. As a regular bank, it has the obligation to ensure the safety of residents' deposits, otherwise the regulatory authorities and laws will not allow it, so it is safe for Jiaohe Yin Ji Village Bank to deposit money.

Jiaohe Yin Ji Rural Bank was established on 20111216. The legal representative is Zhou, and its business scope includes absorbing RMB public deposits, issuing short-term, medium-term and long-term loans, handling domestic settlement, and handling bill acceptance and discount; Engaged in interbank lending, bank card business, acting as an agent to issue, pay and underwrite government bonds, acting as an agent to receive and pay money, and other businesses approved by banking regulatory agencies.