Due to the improvement of material life, many families have bought their own cars, and many people have also chosen loans. Borrowing money to buy a car is nothing new. This way of "enjoy first, pay later" is deeply loved by everyone, but many people don't know what the car loan amount is generally. How much can I borrow? Let's answer it for everyone.
If you choose a loan to buy a car, what is the loan amount? How much can I borrow? That's what you care about most. Actually, it depends on your loan method. Generally speaking, there are two ways to buy a car by loan: 1. Car mortgage loan: If you choose a mortgage loan to buy a car, then this loan method is the same as buying a house. First, you have to pay a certain down payment ratio, and you can apply for a loan for the rest. Generally speaking, the minimum down payment for a car loan is 30%, that is, you can buy a car with this loan. Second, mortgage to buy a car: this kind of loan method is generally to have a property in your own name and then mortgage to buy a car. The loan amount is generally determined according to the assessment of collateral, which can generally reach about 70% of the assessment price. For example, for a house with a price of 6,543,800+0,000, the assessment price is 900,000, and the loan amount is 630,000. Note: With regard to "interest-free loans", many businesses use "interest-free loans" to attract more users to buy cars. Interest-free loans don't mean "free", which looks very attractive. In fact, merchants have to charge a certain fee. After careful calculation, you will find that the loan fee is higher than the interest, so when you buy a car with a loan, you must know it in detail to avoid suffering from dumb losses. After reading the introduction, do you understand? I hope everyone will remember to pay back on time after enjoying driving ~
Second, how much can a vehicle mortgage loan be borrowed?
It depends on the condition of your vehicle.
Hello, I have a car loan. Can I get a car loan? How much can I borrow?
Yes, there are two ways to buy a car. One way is for the car buyer to look after the car himself, sign the contract, and the bank will pay the money directly, then you can pick up the car. The other is that you collect money to buy a car first, and the bank will call you to use the car instead of the early loan. Another way is to pay by credit card in installments. There are basically no restrictions on models. You can buy a luxury car or a low-end car. The lowest interest rate is 95533, and the customer service will give you a detailed answer.