It’s a lie. If a customer takes a loan online and the platform requires a deposit, the money the customer pays will most likely not be returned. Xiao Liu’s loan reminder on the online loan app requires the customer to pay a deposit first. It is a lie that the deposit will be fully refunded after the loan is successful. It should be noted that if the loan funds have not yet been disbursed, the platform requires the customer to pay a deposit first. In fact, most of them are under the guise of "Capital interest" is charged in the name of the margin. No upfront fees will be charged before the loan is disbursed. Once the customer pays the money, some platforms are very likely to "run away with the money"; and after subsequent loans are made, the platform will also require the customer to pay various unreasonable fees, such as management fees and so on. Therefore, if the platform requires a deposit, customers should not pay it to avoid personal financial damage. They can choose to change to another platform and reapply for a loan. Pay attention to check whether the platform holds a financial license, and then directly give up the loan from the platform, and can cancel it. The platform’s loan account.