This down payment is 654.38+500,000, depending on how many installments you divide. If you divide these 36 installments, you can directly get these 38 installments to 1.5 million, and then divide these 36 installments into about 6,300 yuan, plus this interest, it will be at least 6,500 yuan per month.

The down payment is the lowest proportion of down payment according to the national proportion when buying a house. Of course, the payment can be higher than this amount, but not lower than it, and the rest can be borrowed from the bank.