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If young people no longer have the pressure of mortgage loans, will their happiness index be very high?

In today's society, especially after graduation and working, the top priority is to buy a house. As the saying goes, if you live and work in peace and contentment, if you don't have your own stable residence, you will be floating no matter where you are. Therefore, buying a house is the first step for young people in today's society. It became a big pressure. Moreover, there are few young people who can actually buy a house with full payment. It can be said that almost none. Most of them buy a house with a loan, so the pressure of mortgage loan also comes with it.

In real society, many people say that they are under great pressure after buying a house, especially workers in first-tier cities. Although their wages are high, many people still choose to buy a house in their hometown. This creates the embarrassing situation of paying the mortgage in your hometown but paying the rent in a first-tier city. Because it is relatively cheaper to buy a house in my hometown. The disadvantage is that the low salary is sometimes not enough to pay off the mortgage. So I can only choose to go out to work in first-tier cities so that I can afford to pay off my mortgage. In addition, the first thing after getting married is to have a place to live, so a house can be said to be a necessity. So are those young people really happy after buying a house?

01. The first happiness index after deciding to buy a house is the income level

If the income of the couple after marriage is higher than the local average, then it can be said to be happy. As long as one's monthly income is enough to repay the mortgage with less than half of it, and the income is stable, then it's still okay. The pressure isn't too great. It is actually very happy to have my own home after get off work every day. But when your place of work and the address where you buy a house are not in the same city, the happiness index will drop significantly. In other words, buying a house and working in a big city are also stressful.

02. The second happiness index after deciding to buy a house is the planning of the two after marriage

In fact, no matter where you buy a house, you must first have a relatively detailed plan. As an adult, you can't always say where to buy something cheaper. First of all, buying a house should be based on your actual situation. For example, where do I plan to develop in the next few years, and how much income can I expect in the next few years? This needs to be calculated in detail. Only in this way can the results be relatively accurate. But if you buy a house in a big city, no matter how you plan, it will definitely be stressful. If you plan to develop in second- and third-tier cities in the future, and if your career is well planned, then the pressure of buying a house will be relatively small.