Usually, when we borrow money or deposit money in the bank, we are always careless, and we don't pay special attention to bills or anything. Don't do this in the future. Now there is such an example. This woman claims that she was loaned 12 million yuan without knowing it. A simple and popular understanding of a loan is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. The loan needs a certain process. If it is inexplicably loaned, you must know what is going on.

Cheng Xiaoqiong, who lives in Sichuan, revealed in Weibo that at the end of May, when inquiring about personal credit information, she accidentally found two loans of Shanghai Pudong Development Bank in her name, totaling 12 million yuan. Cheng Xiaoqiong believes that he has no knowledge of this huge loan. Although these two loans have been settled without his knowledge, they appear in his personal credit record and he is suspected of being impersonated. However, on July 3, Shanghai Pudong Development Bank, which handled these two loans, issued an announcement, saying that the signature on the loan contract and other documents identified by the judicial authentication institution was written by the same person as the signature on the relevant documents signed by Ms. Cheng herself. The actual user also responded to the media that Cheng Xiaoqiong was fully informed of these two loans. These two loans occurred in 211 and 212 respectively, each of which was 6 million yuan. The purpose of the loan is personal business loans, and the destination of the loan is in the form of entrusted payment into the account of Wenchuan Shun Power Generation Melting and Smelting Co., Ltd.

according to the national enterprise credit information publicity system, Cheng Xiaoqiong paid in 4, yuan in March 211 and became a shareholder of Wenchuan Shun Power Generation Melting and Smelting Co., Ltd., which is the actual user of these two loans. On July 3th, Wenchuan Shun Power Generation, Melting and Smelting Co., Ltd. and seven shareholders also issued a statement, in which they said that the company insisted on operating in compliance with laws and regulations, and all the financing business occurred in the business activities were approved by all shareholders, and personal business loans incurred by shareholders in their names for the company's development were handled by the shareholders themselves and the company * * *. Cheng Xiaoqiong knew about the two loans of 6 million yuan, which did not belong to the media reports? Being loaned? The situation. Cheng Xiaoqiong maliciously lied? Being loaned? Its purpose is to obtain illegal benefits through such means.