There is no grace period for general microfinance platforms, but there is a grace period for Ctrip's borrowing and consumption business. If the borrower pays off the loan within three days, it will not be uploaded to the personal credit platform and will not have any impact on the subsequent use of other credit services.

Ctrip has a high degree of formality in borrowing flowers. It is issued by Ctrip, a large Internet travel platform, in cooperation with some formal financial institutions. In the whole loan process, the loan fee and interest-bearing method of the platform are reasonable. The credit limit and loan interest of Ctrip loan are determined according to the applicant's comprehensive credit. The better the general borrower's comprehensive credit, the higher the credit line and the lower the loan interest. In addition, the speed and service level of Ctrip's borrowing is still good, and there will be no violent collection for overdue behavior.

The amount of money borrowed by Ctrip is between 3000-30000 yuan. If you need it, you can download the Ctrip (8. 4. 6)app. The application portal is in Ctrip APP "My". After opening, you can see the borrowed flower entrance.

If there is a capital turnover demand, it is recommended that you use money to spend. Money Flower is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June of 20 18). The big brand is trustworthy and the interest rate is low. Money is spent-full easy loan, the maximum loan amount is 200 thousand (click on the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

In addition to credit reporting, the consequences of borrowing flowers from Ctrip to produce bad records are:

1. If the flowers borrowed from Ctrip are overdue, you need to pay the overdue fine to the lending institution on a daily basis;

2. For borrowers who are found to have illegally used funds, it may be necessary to repay the lending institution in advance;

3. After the deadline, the borrower will be collected by Ctrip from the flower borrowing or lending institution, including calling my phone number and contact number;

4. After breaking the promise, the borrower's credit limit will be reduced, the loan interest rate will be raised, and even the account will be directly frozen;

For those who have bad overdue behavior, they may be sued by the lending institution and become an old lai.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks.