On March 31, the Fujian Provincial Housing Provident Fund Center announced that the Fujian Provincial Department of Housing and Urban-Rural Development issued the "Guiding Opinions on Further Optimizing the Down Payment of Housing Provident Fund for Employees Who Purchase New Commercial Housing" "(Min Jianjin [2022] No. 1) (hereinafter referred to as the "Opinions"), starting from April 1, employees with provincial provident fund deposits can apply for "purchasing new commercial housing and withdrawing housing provident funds to pay the down payment."

The "Opinions" pointed out that as long as the following conditions are met, house-purchasing employees (including *** property owners) and their spouses can apply to the provincial provident fund center to withdraw the housing provident fund (including housing subsidies) in the provident fund account , used to pay the down payment for house purchase: the purchase of newly built commercial housing (including private property housing, limited-price housing and other allotment-type affordable housing) within the administrative area of ????Fuzhou City; the real estate development enterprise of the purchased commercial housing (hereinafter referred to as the development company) Enterprise) has gone through the real estate registration procedures at the provincial provident fund center and signed the "Letter of Commitment"; it meets other conditions for house purchase and withdrawal at the provincial provident fund center.

In terms of withdrawal amount, the total amount withdrawn by house-purchasing employees (including *** property owners) and spouses shall not exceed the down payment stipulated in the "Commercial Housing Sales Contract".

When employees apply to withdraw the housing provident fund, they should provide the following materials: the original "Commercial Housing Sales Contract"; the invoice for the payment of the house, the amount is not less than the down payment amount agreed in the contract, and the employee who purchased the house (including ***) The difference between the housing provident funds planned to be withdrawn by the property owner) and his spouse; the "Authorization Letter" signed by the employee who purchased the house and his spouse; the original ID card of the employee who purchased the house and his spouse, the original marriage relationship certificate and other required materials.

In addition, the application for withdrawing provident funds to pay for the down payment of a house can only be handled by the house-purchasing employee himself and his spouse, and no one else is allowed to do it on his behalf; the house-purchasing employee should accurately calculate the amount to be withdrawn. Those who have withdrawn the housing provident fund to pay the down payment of the house purchase can no longer apply to purchase the house to withdraw the balance of the provident fund account of themselves and their spouses; employees who have withdrawn the housing provident fund to pay the down payment of the house purchase and meet the conditions of the housing provident fund loan can apply for the housing provident fund at the same time. For loans, the withdrawn housing provident fund can be incorporated into the provident fund account balance to calculate the loan limit.