count. According to the criminal law of China, if the borrower explicitly or implicitly uses the loan for illegal purposes, or the borrower uses the borrowed money for criminal activities after the loan, it constitutes the crime of fraudulent loan. Therefore, if the borrower makes it clear that the loan money will be used to buy illegal products, and actually uses the loan to buy illegal products, then the borrower may be identified as a criminal suspect in the crime of fraudulent loans.