Buying a house should be no stranger to us. After all, families now want to buy a house. In my opinion, people who buy a house are nothing more than two kinds of people. First, rich people can afford to buy a house in full. Second, ordinary people, pay a down payment first, and then live with a mortgage for 3 years. It can be said that I have been paying my mortgage for most of my life. There are several reasons why many people would rather bear a mortgage for 3 years or buy a house.
one: because I'm getting married.
It can be said that young people nowadays want to buy a house in the city when they get married, and no one wants to live in the house in their hometown. It can be said that the society is very realistic, and now there are few women who are willing to accompany you from scratch. If you want to marry a daughter-in-law, you have to buy a house, which is also a realistic helplessness. Therefore, in order to marry their children, many families can only take out their own money and pay a down payment, so that they can repay the loan slowly in the future.
two: house prices have been rising.
Although many people want to buy a house, many people are in a wait-and-see state, thinking about when the house can be reduced in price. But after these years, house prices have been rising day by day, and people are afraid. If you don't buy it now, you may not be able to afford it at any time. House prices have been rising, but wages have not risen, which also makes many people who are still waiting to see decisively buy a house.
three: leave some property for future generations.
Every family's parents are painstakingly trying to leave something for their offspring. Because they have already suffered, they don't want them to suffer any more, so they also want to buy a house and leave it to their children in the future, which can be regarded as a painstaking effort of their parents.
In any case, parents must be thinking that even if they are tired and bitter, their children will not have to work so hard in the future.