The loan principal is 65,438+0,365,438+0,000 yuan, which will be repaid in 360 installments over 30 years. According to the repayment method of matching principal and interest, the annual interest rate is 5.88%, and the total repayment amount is 279 1. 1 ,000 yuan.

According to the annual interest rate of 5.05%, the total repayment amount is about 2.52 million yuan.

The difference between the two is about 270 thousand yuan.