The first is to adjust the calculation currency caliber of loan-to-deposit ratio. Second, adjust the calculation caliber of loan-to-deposit ratio numerator (loan). Third, adjust the calculation caliber of denominator (deposit) in loan-to-deposit ratio.

This adjustment plan has not changed the basic calculation rules of loan-to-deposit ratio, which is simple and easy to implement. From the quantitative calculation results, it is helpful for commercial banks and other credit resources to support the real economy. Officials such as the Banking Supervision Bureau have observed the influence of the adjustment of loan-to-deposit ratio's calculation caliber on the bank's operation behavior and financial market, and will take corresponding measures to prevent regulatory arbitrage for banks with abnormal changes in loan-to-deposit ratio.