The age limit for female loans is 18-55 years old. According to the regulations, it is generally stipulated that the borrower is at least 18 years old and has full capacity for civil conduct. In terms of loan term, women's loan age should not exceed 55 years old. When the borrower applies for housing mortgage loan or mortgage loan, the loan term+current age shall not exceed the bank loan age limit, that is, the loan term+lender age of female loan shall not exceed 55 years old.

Matters needing attention in housing loan

1. Determine the loan amount and term:

When applying for mortgage, some property buyers blindly pursue high quota and long term to reduce the pressure of repayment. But this will require more loan interest and increase the cost of buying a house. Therefore, when you apply for a mortgage, you'd better determine a reasonable loan amount and term according to your actual situation.

2. Read the terms of the mortgage contract carefully:

When signing a mortgage contract, buyers should carefully read the terms of the mortgage contract, understand their rights and obligations, and avoid disputes.

3. Choose the repayment method that suits you:

Under different repayment methods, the loan interest that buyers need to pay is different. For example, buyers who use the average principal repayment method pay less loan interest than those who use the equal principal and interest method, but the former has great pressure to repay in advance, so everyone should choose the repayment method that suits them according to their actual situation.