A large financial institution like Guangfa Bank can't suddenly give a stranger 50,000 yuan, let alone ask someone to give money out of thin air.

Only when you have a loan contract related to Guangfa Bank and you have fulfilled the relevant obligations can Guangfa Bank issue money.

Therefore, if you receive the news that Guangfa Bank called you to distribute 50,000 yuan, you are probably cheated. You'd better refuse the money and don't believe it easily.